Genius borrowing power

Tailored personal loans up to $10,000

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A simple secure online process

*Checking your rate will not affect your credit score

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How It Works


Request Funding

Tell us what amount you need to borrow and a few information details about yourself so we can get to work.


Get Decisioning Results

We're fast. We’ll display real-time decisioning results from our lending network for you to view online.


Receive Funding

Your funding can arrive as soon as the next business day depending on lender approval.

Personal loans with a stroke of genius

BorrowGuru provides powerful intelligence with a personal touch. We make finding a personal loan hassle-free and easy. With us, you only need to apply once to have your application submitted to a network of lenders that best fit your personal needs. There is never an obligation or fee to use our service. We’re simply here to help.

Find my loan

Why You’ll Love Us

Simply put. We offer a better experience to find a personal loan that’s right for you.

Fast Online Decisioning

You’ll know if we can find you a lender right away with no drawn-out approval process.

Simple, Safe & Secure

A simple, hassle-free process where your information is always protected and secure.

All Credit Types Welcome

We work with customers that have all credit types. No matter what, we try to help.

Expedited Funding

No lengthy waiting. Most lenders can deposit funding as soon as the next business day.

We’ve Got Answers

Get answers to some of the most frequently asked customer questions.

How much can I borrow?

You can request up to $10,000 through BorrowGuru. The amount of credit you are approved for is based on the info supplied in your application and subject to individual lender criteria. But don’t worry we work with customers that have all credit types-good or bad.

How fast can I receive funding?

At BorrowGuru we’re honest about money. Although it varies from lender to lender, you can receive your funding as soon as the next business day.** Most lenders offer electronic deposit as an option. Make sure you select that if available to receive funds the fastest.

Does bad credit matter?

We welcome all credit types at BorrowGuru and encourage you to still apply. Just because you have had a few credit hiccups in the past doesn’t mean we can’t help. Our lending partners work with customers daily that have all credit types.

What can I use my loan for?

You can use your loan for whatever you need.** Typically, our customers use their loans for home improvement, debt consolidation, credit card reduction, medical expenses or just to get them through a rough patch in life. It’s really up to you.

How long until I get a decision?

Following application submission, BorrowGuru displays your approval decisioning results while you wait. Often times this can happen in seconds, but sometimes it might take a few minutes. We work hard to find the best lender for you.

How can I check my rate?

BorrowGuru doesn’t set your rate. If approved by a lending partner, you will be redirected to their website automatically. You can then view all of your terms, including your specific rate, electronically and decide if that loan is for you.

Apply even easier

The BorrowGuru mobile app is coming soon

We’ll let you know when it’s ready. It will be accessible on: